Health insurance is a type of insurance that pays for medical expenses. It can help cover the costs of health care, including doctor visits, hospital stays, prescription drugs, and other medical treatments. Health insurance policies are typically offered by private insurance companies, but in some countries it is provided by the government. There are different types of health insurance plans, such as HMOs, PPOs, EPOs and POS plans. Some plans may have a network of providers that policy holders must use, while others may allow policy holders to see any provider they choose. Some plans may also require policy holders to pay a portion of the costs out of their own pockets, such as with deductibles, copays and coinsurance.
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